North Dakota State Treasurer

Welcome to Tomorrow's Money

A lifetime of financial success and security begins with a strong education, each generation of North Dakotans are introduced to the realities of spending, saving and finance at a younger age than the last. My office has teamed up with The Bond Market, a non-profit group, to help you address the many challenges and questions surrounding financial planning.

I want to give you the tools that can help place you on the path to achieving your financial goals. Whether you are saving for college, purchasing a home, or planning for retirement, the financial decisions we make today have a direct correlation to the opportunities available to us tomorrow.

No matter where you are financially the information at this website will allow you to begin the journey of financial success. The suite of sites under northdakota.tomorrowsmoney.org and the Spanish-language sister site northdakota.ahorrando.org are rich in basic personal financial information. Both sites provide comprehensive, one-stop-shop browsing for women, young people or anyone who may have recently suffered an unexpected change in life such as the sudden loss of a job, a military deployment or the death of a spouse. Plus, it will assist people who just need a little help getting a handle on their personal finances.

All materials on the site are free, easy to understand and confidential. It’s all here at your fingertips. Click on one of the links to the right to begin, or click here to learn more about how to address personal finance challenges and opportunities facing others just like you. Congratulations on embarking on this journey to financial success!

Kelly Schmidt
North Dakota State Treasurer

SIFMA Foundation for Investor Education

An affiliate of the Securities Industry and Financial Markets Association, the SIFMA Foundation supports an array of award-winning, instructional programs and websites to promote financial literacy and investor education for all ages.

For Those Ready to Begin Investing

If you want to learn more about investing, we also have comprehensive, non-commercial, non-profit educational resources for beginning and more experienced investors.

Path to Investing can help you build the knowledge you need to make sound investment decisions.

Investing in Bonds provides beginners, those knowledgeable about the stock market but new to bonds, and experienced investors with educational information on how the US bond markets work and a wide variety of real-time market and price information.

Investing in Bonds: Europe offers educational information along with market and price information - in English, German, French, Italian, and Spanish - for individual investors interested in the fixed income markets within the pan-European context.

Path to Investing: Site is being updated. Investing in Bonds: Launch Site Investing in Bonds: Europe: Launch Site